Karen Gosling, Counselling Director

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Phone (65) 9816 5651

 Addiction - Overspending
By Karen Gosling, counseling Director

In this series of real-life case studies, Karen Gosling recounts client stories compiled from Gosling International's files. The permission of clients has been obtained to present these case histories. Names and places used have been changed to protect cilent privacy.
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James and Rosie, married for 6 years with one child, were always arguing about money. James earned a good salary and felt he provided amply for both their needs. Rosie worked part-time and earned a reasonable income. They both regarded Rosie's salary as her "spending money", as this was in excess of their needs. However, James felt irritated when Rosie spent beyond her salary and then demanded that he pay off her credit card. Rosie felt ashamed and fearful that she was becoming a compulsive shopper.
Karen's assessment

Rosie had grown up in a family that had to be very careful with money. Her dad died when she was very young, giving her the feeling that you must "live for today". She felt wonderful when she bought things for the house and gifts for James and her friends to show them how much she loved them. James had grown up with a father who had taught him to save, as money provided security. He felt there must be some money for leisure but beyond that spending was unwise and foolish. He had invested money in shares that he had not told Rosie about, lest she "get her hands on that as well".

Work done in counseling

Karen explained that each had a different perspective on the role and value of money and each believed that their own perspective was the correct one. Each had an expectation that the other felt the same way, yet they had never discussed their differences! Once each could see the other's point of view, they were prepared to compromise.

Outcome

Rosie felt secure knowing that James was planning for their future. James acknowledged Rosie's spending as her expression of love and generosity. Rosie's initial resentment of not being told about the secret shares waned once she understood James' need to not tell her. She agreed to contain her spending and save part of her salary. James agreed to speak to her calmly about his anxiety if she requested money from their savings.

Karen's advice for moving forward

Often resentment and anxiety over money builds because one partner spends differently to the other's expectations. When feelings boil over find out why your partner spends the way he/she does - what their norm is - and check how different that is to your idea of "right". Then compromise so that money does not feature as a source for negative emotions in your relationship.

Karen Gosling is counseling Director at Gosling International. She is a graduate of the University of South Australia and holds a Master of Public Health from the University of Adelaide. Karen is a Registered Social Worker in Singapore and is a member of the Australian Association of Social Workers and the Singapore Association of Social Workers.

Gosling International  is a leading emotional leadership consultancy based in Singapore, serving committed clients worldwide. Goslings mission is one of education and empowerment; to elevate emotional well-being.

Gosling International provides face-to-face, telephone and email emotional leadership consultations for individuals, couples, and family groups. If you want a professional to help you with behavioural change or deal with your emotional distress, personal problems, or are simply troubled by your feelings, phone Karen or Mike Gosling on (65) 6281-5157.

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21A Serangoon Garden Way, Singapore 556065
Mobile: +65 9816-5651 Email: @goslings.net


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